Pros And Cons Of Affordable Dental Insurance

Affordable Dental Insurance Pros and Cons

Discount plans offer reduced costs on most dental care procedures for joining a plan and visiting a participating provider within the network of the plan. These plans have been around since the early 1990’s and have enjoyed some success. Most plans offer savings on both preventive dentistry, such as regular cleaning and check-ups to other major dental care, such as crowns, root canals, dentures and braces.

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Facts are facts. Discount dental plans may be cheaper, but your out of pocket cost may be more depending on the plan. The reason is, they are not really dental insurance, they are a discounted plan. If you’re looking for affordable dental insurance for yourself or your family, I suggest you take a good look at ppo dental insurance first. The premium monthly payments are not high and you get a less out of pocket cost when you visit your dentist. You may be doing yourself a big favor in the long run.

If you can’t afford to get any dental insurance at all, we at St James dental Group have a great option for you. If you are low income, you can take advantage of a plan we have for low income individuals or families which we have discounted our fees by almost 50% in most cases.

By: Dr. Ladan Zinati

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